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Terms & Conditions

1. Introduction

These Terms & Conditions ("Terms") govern your use of the website operated by Insignia Digital Services OÜ ("we", "us", "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use this website.

2. Website Use and Conduct

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the site by any third party. This includes avoiding behaviour that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.

3. Intellectual Property

All content on this website, including text, images, graphics, logos, software, and other materials, is the property of Insignia Digital Services or its licensors, and is protected by applicable intellectual property laws. Use of this content without our express written consent is strictly prohibited.

4. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use our website or services, including but not limited to loss of data, revenue, or business opportunities.

5. Indemnification

You agree to indemnify and hold harmless Insignia Digital Services, its directors, employees, and affiliates from any claims, damages, liabilities, and expenses (including legal fees) arising from your breach of these Terms or misuse of this website.

6. Disclaimers

This website is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation or availability of the site or the information, content, or materials included.

7. Third-Party Links and Tools

Our website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of these external sites or services.

8. Accessibility Disclaimer

We strive to ensure that our website is accessible to as many people as possible. However, we do not warrant that the website will be fully accessible at all times or compatible with all assistive technologies.

9. Data Compliance Clause

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR). For details on how we collect, use, and store personal data, please refer to our Privacy Policy.

10. No Guarantee of Continuity

We do not guarantee that our website or any content will always be available or uninterrupted. We may suspend, withdraw, or restrict access to parts or all of the website without notice.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

12. Waiver

No failure or delay by us in exercising any right or remedy provided under these Terms shall constitute a waiver of that or any other right or remedy.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Estonia. Any disputes relating to these Terms will be subject to the exclusive jurisdiction of the courts of Estonia.

14. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will take effect immediately upon publication on our website. Continued use of the website constitutes acceptance of the revised Terms.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at: